Wow, thank you, Jill & Kevin! I knew a fresh perspective is what I needed. Sometimes I get so mired down with one thing to the point that I can’t get past it.
I’m on the right track then with the story. The ML is the sole POV (it is a Christmas Carol knock-off) and he learns to make the sacrifice he fears to help the FL and child. Then it’s up to her to make the right decision.
Back to work.